Caravan Finance Australia :: News
SHARE

Share this news item!

Capital Cities Face a Shifting Housing Landscape

Capital Cities Face a Shifting Housing Landscape

Capital Cities Face a Shifting Housing Landscape?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The property market across Australia’s capital cities is showing signs of significant change as new data from CoreLogic reveals diverse trends in housing values.
Sydney and Melbourne have seen their daily dwelling values index slip by 0.3% and 0.5%, respectively, in the past month.

This new data also highlights a considerable increase in the number of homes being listed for sale in both Sydney and Melbourne. Listings in Sydney alone rose by 6.7% compared to the same period last year, while Melbourne saw a more modest increase of 1.1%.

Eliza Owen from CoreLogic attributes this shift to changing market dynamics. "This time of the year is typically slow in terms of demand, but this goes beyond seasonality," she explains. According to Owen, the increase in listings and the apparent lack of eager buyers may be early indicators of growing mortgage stress among homeowners.

Owen suggests, "There’s less appetite from buyers, but more sellers are coming into the market, which could indicate rising mortgage stress." This sentiment is echoed by Cate Bakos, a buyer's agent in Melbourne, who believes, "Prices can’t be expected to grow while we have higher stock levels and weaker buyer demand."

Interestingly, Brisbane and Perth have reported a deceleration in dwelling value growth, maintaining a rate of just 0.3% over the past four weeks. Such trends suggest a potential buyers’ market, particularly in Brisbane, where supply has surged and demand has slowed, according to Zoran Solano of Hot Property Buyers Agency. "For me as a buyer’s agent, it’s a positive sign that the power has shifted back a little bit towards buyers," she observes.

Further analysis from The Australian Financial Review indicates that property values in Brisbane are declining in one out of seven suburbs, the highest rate in almost two years. CoreLogic’s Tim Lawless sees this as a sign that prices may continue to ease due to increased listings, reduced interstate migration, and affordability challenges. "The market is likely to continue to ease, and we could see prices moving into a subtle decline before interest rates come down," he remarks.

AMP chief economist Shane Oliver predicts a similar trend, highlighting Brisbane as a market where values might soon turn negative, following the pattern seen in Sydney and Melbourne. "Brisbane looks to me like a really soggy market and I wouldn’t be surprised if house prices go negative in the next couple of months," Oliver comments.

Oliver also suggests that potential interest rate cuts could reverse this downward trajectory. "A rate cut could turn that downward momentum around, so if it occurs in February it has the potential to head off a dip into negative territory for Brisbane prices," he explains, warning that delays in rate cuts might extend the price downturn.

Meanwhile, PropTrack notes an 80% spike in Brisbane home values since the pandemic’s onset in March 2020, which has positioned Brisbane as Australia’s second most expensive housing market by median value. However, rising prices, slowing migration, and worsening affordability may soon turn Brisbane into the latest domino to fall in the nation’s housing saga.

Published:Tuesday, 28th Jan 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Finance News

Sticky Inflation Adds Another Budget Check for Caravan Buyers
Sticky Inflation Adds Another Budget Check for Caravan Buyers
30 Jul 2026: Paige Estritori
Australia’s latest inflation signals have kept interest-rate relief from looking straightforward, and that is important for anyone planning a caravan purchase before spring. While borrowers have been watching for signs of a lower cash rate, the recent commentary around consumer prices suggests lenders may remain cautious rather than aggressively cutting rates across recreational asset loans. - read more
What the Camec Sale Means for Caravan Buyers
What the Camec Sale Means for Caravan Buyers
23 Jul 2026: Paige Estritori
Fleetwood’s decision to sell its RV Solutions division, including the well-known Camec business, to Aussie Traveller is another sign that Australia’s caravan sector is still reshaping after a volatile few years. The binding sale agreement, announced on 16 July 2026, puts a $9.5 million headline price on the business and is expected to complete on 1 September 2026. - read more
New July Caravan Loan Data Highlights Why Buyers Need to Compare Carefully
New July Caravan Loan Data Highlights Why Buyers Need to Compare Carefully
16 Jul 2026: Paige Estritori
Fresh caravan loan comparison data published on 15 July 2026 points to a market where headline rates can look attractive, but the difference between a strong application and a weaker one remains significant. For Australians planning to buy a caravan, camper trailer or motorhome, the message is clear: do not judge a loan by the advertised rate alone. - read more
What the Latest Rate Outlook Means for Caravan Buyers
What the Latest Rate Outlook Means for Caravan Buyers
09 Jul 2026: Paige Estritori
Australia’s interest-rate outlook has become more uncertain, and that matters for anyone planning to buy, upgrade or refinance a caravan in the second half of 2026. Following the Reserve Bank of Australia’s 16 June decision to keep the cash rate at 4.35%, fresh July forecasts suggest borrowers should not assume relief is just around the corner. - read more
What Recent Caravan Business Failures Mean for Buyers
What Recent Caravan Business Failures Mean for Buyers
02 Jul 2026: Paige Estritori
Australia’s caravan sector has entered a sharper adjustment phase, with several Victorian caravan businesses falling into voluntary administration in late June 2026. The latest developments include Sunland RV, X Series RV and Global RV Corp, following the earlier appointment of administrators to Network RV, Network Engineering and Fair Dinkum Caravans. For buyers, the immediate message is not to panic, but to become more disciplined before paying deposits, signing contracts or arranging caravan finance. - read more


Caravan Loans Articles

The Hidden Costs of Caravan Ownership and How to Budget for Them
The Hidden Costs of Caravan Ownership and How to Budget for Them
For many, the lure of the open road and the freedom to explore is synonymous with the dream of caravan ownership. It conjures images of spontaneous adventures, family bonding, and the simple joy of having a home on wheels. Caravan enthusiasts often speak of the unbeatable sense of community at caravan parks and the proximity to nature as key draws to this unique lifestyle. - read more
A Comprehensive Guide to Caravan Loans and Finance in Australia
A Comprehensive Guide to Caravan Loans and Finance in Australia
A caravan loan can help spread the cost of buying a new or used caravan, camper trailer or motorhome over a set period. In Australia, caravan finance may be secured against the caravan or arranged as an unsecured personal loan, with interest rates, fees and repayment terms varying by lender and borrower circumstances. This guide explains how caravan loans work, what to compare and what to consider before signing a loan agreement. - read more
Understanding Caravan Insurance: What You Need to Know Before Hitting the Road
Understanding Caravan Insurance: What You Need to Know Before Hitting the Road
Embarking on adventures with a modern caravan is an increasingly popular way to travel and explore the world around you. But before you hit the open road, it's critical to understand the importance of caravan insurance. This type of insurance is not just a legal requirement; it's a protective measure to ensure that your physical and financial well-being are safeguarded while you enjoy your journey. - read more
5 Ways Caravan Finance Can Help You Plan an Aussie Caravan Holiday
5 Ways Caravan Finance Can Help You Plan an Aussie Caravan Holiday
For many Australians, owning a caravan is part of the dream of exploring the open road, planning weekend getaways and seeing more of the country. The upfront cost of buying a caravan can make that dream feel out of reach, but caravan finance may allow buyers to spread the purchase cost over time instead of paying the full amount upfront. - read more
The Essential Checklist for Choosing a Caravan That Suits Your Lifestyle
The Essential Checklist for Choosing a Caravan That Suits Your Lifestyle
In recent years, the call of the open road has been answered by more and more Australians through the timeless tradition of caravanning. Sparked by the pursuit of freedom and the comfort of having a home on wheels, the caravan lifestyle has seen a resurgence in popularity. This phenomenon isn't just about being on holiday; it's about the independence and flexibility that comes with owning a caravan. - read more


Start Here
Get a free caravan finance eligibility assessment and compare options tailored specifically to your circumstances.
Loan Amount:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.


Knowledgebase
Interest Coverage Ratio:
A measure of a company's ability to make interest payments on its debt, calculated as EBIT divided by interest expense.