Caravan Finance Australia :: Podcasts

Caravan Finance Australia Industry News

Stay across the week’s key developments in caravans, RVs and touring. Each episode delivers a concise, trustworthy wrap of industry headlines, regulation updates, safety recalls, tech and manufacturing moves, dealer activity and travel trends from reputable Australian sources. Get plain English context and why it matters takeaways to help you stay informed and plan with confidence. No fluff - just a dependable weekly brief you can count on, wherever the road takes you.

This Week:

Paige Estritori covers this weeks caravan finance outlook: the RBA held the cash rate in December and major banks now expect no cuts through 2026, with a small chance of a hike if inflation persists and the next decision due 3 February. She explains how to plan repayments, compare secured caravan loans versus personal loans, and use pre‑assessments and calculators. A summer towing reminder highlights large differences in vehicle tow ratings—EVs around one tonne versus diesel utes up to about three and a half tonnes—and why this matters for finance choices. Listeners are invited to get a free eligibility check at caravan-finance.com.au.

Read Full Transcript:

Hello and welcome to Caravan Finance Australia Industry News, Im Paige Estritori, and its Thursday 25 December 2025. First up, rates and the outlook for 2026. The Reserve Bank of Australia, or RBA, left the cash rate at about three point six per cent at its December meeting. On 18 December, one major bank shifted its view and now expects no further cuts through 2026, joining others calling a long pause. Another analysis this week says a hike early next year cant be ruled out if inflation stays sticky, with the next decision due Tuesday 3 February. For buyers, that means plan your caravan budget for steady—or slightly higher—repayments, and get an eligibility check before you shop so you know your ceiling and can compare lenders with confidence. Meanwhile, end‑of‑year lending settings remain competitive for strong applications, but pricing varies widely by credit profile and loan type. If youre weighing a secured caravan loan against a personal loan, remember secured loans can offer sharper pricing but use the van as collateral. Use a repayment calculator and see how small tweaks to deposit or term change the numbers before you commit. A quick pre‑assessment will also flag any paperwork gaps so your application runs smoothly. Next up, a towing reminder as many of us hit the road. Updated spec sheets across popular models show big differences in tow ratings. Some electric vehicles, or EVs, are rated to tow around one tonne, while many diesel dual‑cab utes remain up to about three and a half tonnes. Match your vans loaded weight and ball weight to the vehicles limits, and keep an eye on gross vehicle mass and gross combination mass. If youre changing tow vehicle, factor these limits into your finance planning so you dont pay for a setup that cant legally tow your caravan. Finally, if youre timing a purchase, pace yourself. With rates likely steady into early 2026, theres no need to rush into a deal that doesnt fit your budget. Use this quieter period to compare options side by side, tidy your documents, and line up a conditional check so you can move fast when you find the right van. Thats the wrap for this week. For a free eligibility assessment and instant quote comparison, head to caravan-finance.com.au. Safe travels and Ill see you next week.

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